Agriculture 
& Family Farm

Your farm feeds the world.

Here at Virtus Group, we understand the importance of the work you do. That’s why our experienced agricultural advisors work so hard to deliver in-depth advice, tailor-made solutions, and personalized support. We’re here to help you and your farm thrive.

Talk to an Agriculture Advisor
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Services and Support Built Specifically for Farmers

Here at Virtus Group, we understand the importance of the work you do. That’s why our experienced agricultural advisors work so hard to deliver in-depth advice, tailor-made solutions, and personalized support. We’re here to help you and your farm thrive.

Agriculture and Accounting Services

Receive farm-specific financial solutions from agricultural specialists that keep you competitive and secure your financial future.

Estate Planning

Protect and continue your legacy with an in-depth, tailored plan that ensures a smooth transition of your farm from one generation to the next.

Bookkeeping

Enjoy lower stress levels and increased peace of mind with accurate, reliable bookkeeping that is specifically designed for farmers.

Tax Planning

Ensure compliance, minimize tax burdens, and maximize profitability with personalized tax strategies designed to your farm’s unique needs.

Grant Applications

Get help navigating the submission and application process for valuable programs designed to protect your farm, such as AgriInvest and AgriStability.

Succession Planning

Navigate more easily the complexities and challenges involved in efficiently passing your farm and legacy on to the next generation.

Talk to an Advisor Who Gets It

Farming and agriculture is unique.

Our team of experienced, homegrown advisors have proven expertise in and a passion for helping farms of all types succeed—whether it’s a grain and livestock operation, manufacturing, crop input supply, processing, or grain handling facility.

Talk to an Agriculture Advisor

What Your Neighbours Are Saying

“We have been with Virtus Group for over 40 years, they are an integral part of our business. We value their opinion and always consult with them prior to making any major decisions. They helped us cut our costs by moving some financial operations in house. There is no doubt that our business will continue to be successful with Virtus Group by our side. I would recommend Virtus Group to any business, their wide range of services, professional staff and knowledge of business and industry is exceptional.”

– Joselyn Hughes, Jarrod Oils

See How We Can Help

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Let’s Start the Conversation

Learn more about how we here at Virtus Group can help nurture and grow your agricultural operation through a variety of services and supports.

Fill out the form and one of our advisors will be in touch.

We’re Here To Help

The health and longevity of your operation is our top priority.
Reach out to us any time to chat with a helpful, understanding, and knowledgeable advisor. You’re always welcome to browse the FAQs below to find more information about common topics and issues.

Frequently Asked Questions

What types of farms do you work with?

We support grain, livestock, dairy and mixed producers in Saskatchewan and across the prairies. Whether you’re a small family farm or a large commercial operation, we can help you build a plan best suited to your farm’s needs.

Can you help with succession planning for family farms?

Yes, we can. We create a succession plan tailored to your specific needs. As a full-service accounting firm, we have an in-house team of tax, valuation, advisory and wealth experts to facilitate a structured transition.

What makes your farm tax planning different?

We have an in-house team of tax experts who understand the complexities producers face when it comes to tax. We work with you to build a tax plan tailored specifically to your operation, ensuring you keep as much money in your pocket as possible.

Do I need to be a large operation to work with you?

No! We work with producers of all sizes. Whether you’re a small family farm or a large commercial operation, our services are scalable to the size and complexity of your operation.

Can you help with AgriStability and AgriInvest applications?

Yes, we can help you prepare, submit and reconcile program forms. We ensure your applications are submitted accurately and on time.

Is my current bookkeeping software okay?

Possibly! We work with clients who use QuickBooks, AgExpert, Xero and more. We’d be happy to explore options with you to find the best solution for your operation.

Should I operate as a sole proprietor, partnership, or incorporated farm business?

It depends on several factors, including the size and complexity of your operation, as well as your long-term goals. For further information, please contact us and we’d be happy to provide further guidance.

What financial benchmarks indicate whether my farm is on track?

We typically compare key ratios like operating expense-to-revenue, asset turnover and working-capital percentage, which reveal cost control and liquidity strength. We benchmark your numbers against peer farms of similar size and commodity mix, highlighting variances that warrant action. Contact us if you’d like a sample benchmark report.

Can you help me decide whether to lease or purchase equipment or land?

Yes, we can work with you to determine whether leasing or purchasing equipment or land makes more sense financially. Things to consider include net present cost, tax write-offs and balance-sheet impact over the asset’s life. We look at how each option affects cash flow, debt covenants and future borrowing room before you sign anything.

What day-to-day records should I keep to stay compliant and informed?

Maintain concurrent invoices, fuel logs and production records, tied to a farm-specific chart of accounts. Consistent coding lets us automate GST, input-tax and rebate claims for decision making.

Do you offer bookkeeping services?

Absolutely. We have experienced ag bookkeepers on staff ready to help with your operation’s day-to-day bookkeeping needs.

What long-term strategies can reduce my overall tax burden?

There are a few ways to reduce your farm’s tax burden. We look at tools like capital cost allowance optimization, income averaging and family-member remuneration shift taxable income into lower brackets legally. Layering in estate freezes or family trusts can also shelter future growth from immediate taxation.

How do I prepare my farm business for future growth or diversification opportunities?

We start with a diagnostic of your current financial and operational capacity. We then build a long-term plan to ensure you scale sustainably without jeopardizing core cash flow while maximizing profitability.